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Bank On Yourself's Financial Literacy Scorecard

To have a well-rounded financial education means that you are familiar with a wide variety of money and lifestyle-related subjects.

Below, we've compiled a list of topics that Bank on Yourself regards as relevant to everyone who wishes to maximize their wealth and security over the course of a lifetime.

No one, not even professional financial planners, can be experts in all these areas. But this list does make for a nice yardstick of your financial know how.

Rank yourself in each area now and check back every April to see if you've been able to raise your Bank on Yourself financial literacy score.

Doesn't apply to me / 0

I know very little about this topic / 1
I know enough to get by / 2
I would like to know more / 3
I know enough to avoid being scammed, taken advantage of, or miss great opportunities / 4
I know enough to advise others intelligently on the subject / 5

How much do you know about...
1. 401(k)s
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
2. Budgets
Doesn't apply to meI know very little about this topicI know enough to get byI would like to know moreI know enough to avoid being scammed, taken advantage of, or miss great opportunitiesI know enough to advise others intelligently on the subject
3. Business Financing
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
4. Cash Flow Management
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
5. Charitable Contributions
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
6. Consumer Financing
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
7. Credit Cards
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
8. Credit Scores
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
9. Capital Gains Taxes
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
10. Disability Insurance
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
11. Emergency Planning
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
12. Entrepreneurial Strategies
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
13. Estate Planning
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
14. Financial Mission Statements
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
15. The Financial Pyramid
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
16. Health Savings Accounts
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
17. Income Taxes
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
18. Individual Retirement Accounts (IRAs)
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
19. Inheritance Taxes
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
20. Life Insurance Policy Loans
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
21. Long-Term Care
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
22. Love and Money
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
23. Luxury Lifestyle Spending
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
24. Mortgages
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
25. Mutual Funds
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
26. Net Worth Statements
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
27. Paying For College
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
28. Pensions
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
29. Real Estate
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
30. Retirement Planning
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
31. Savings Strategies
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
32. Self-Banking/Financing
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
33. Self-Employment
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
34. Social Security
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
35. Spending Strategies
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
36. Stocks
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
37. Tax Strategies
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
38. Term Life Insurance
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject
39. Dividend Paying Whole Life Insurance
Doesn't apply to me I know very little about this topic I know enough to get by I would like to know more I know enough to avoid being scammed, taken advantage of, or miss great opportunities I know enough to advise others intelligently on the subject